Everything on the line: Seahawks-49ers is the NFL finale we deserved

Saturday night in Santa Clara decides the NFC West title, the No. 1 seed, and potentially who plays Super Bowl LX at home. Sam Darnold's redemption arc collides with Kyle Shanahan's championship machine.

By Marcus GarrettPublished Jan 2, 2026, 2:15 PMUpdated Jan 2, 2026, 2:15 PM
Saturday night in Santa Clara decides the NFC West title
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Forget whatever else is happening in Week 18. This is the game.

Saturday night at Levi's Stadium, the Seattle Seahawks and San Francisco 49ers will settle their business in the most dramatic way possible: winner takes the NFC West, the No. 1 seed, the bye week, and the right to host every playoff game through February. The loser? Still makes the playoffs, sure. But as a Wild Card, hitting the road, watching someone else's confetti fall from the rafters.

Both teams enter on six-game winning streaks. The 49ers haven't lost since early November. Neither have the Seahawks. Something has to give.

The Darnold question nobody wants to ask

Sam Darnold has been sensational. There's no dancing around it. The guy who was supposed to be a placeholder in Seattle has transformed into a legitimate MVP candidate, leading the Seahawks to a 13-3 record and the NFC's top spot heading into the finale.

But here's the thing everyone's thinking and few want to say out loud: Darnold's Week 18 history isn't great. Last year in Minnesota, he threw three interceptions in a must-win game against Detroit that cost the Vikings the No. 1 seed. His 14 interceptions this season rank third-most in the NFL. When the lights are brightest and the pressure peaks, which Darnold shows up?

"We've earned this opportunity," 49ers linebacker Fred Warner told reporters earlier this week. And they have. San Francisco's defense has been suffocating, their offense averaging the most points per game in the NFL during this winning streak. Brock Purdy has been ridiculous—five touchdown games are becoming routine. Christian McCaffrey leads the league in touches and is chasing historical benchmarks.

What Seattle has that San Francisco doesn't

Jaxon Smith-Njigba. The NFL's leading receiver in yards has been the difference-maker for Seattle all season. He creates separation like it's an afterthought, and Darnold has rewarded his routes with precision timing. The 49ers secondary is talented, but Smith-Njigba tests coverage concepts that most receivers can't.

Seattle also brings the NFL's second-ranked scoring defense to Santa Clara. They're holding opponents to 18.1 points per game. That's not smoke and mirrors—Leonard Williams, Byron Murphy, and Ernest Jones IV have been genuine wrecking balls. The question is whether that unit can slow down a 49ers offense that's been on another level.

The Super Bowl wrinkle

Here's where it gets interesting. Super Bowl LX is at Levi's Stadium. San Francisco's home field. If the 49ers win Saturday night, they control their destiny to become the first team in NFL history to play a Super Bowl in their own building.

Kyle Shanahan is coaching the season of his life. The injuries that have plagued this franchise over the years haven't derailed them. George Kittle and Trent Williams are dealing with issues heading into Saturday, but this team has proven it can absorb punishment and keep rolling.

The Seahawks, meanwhile, haven't been the NFC's top seed since 2014. A decade of waiting, and it all comes down to one game in their rival's building.

Why this matters beyond the standings

The NFC playoff picture reshapes entirely based on Saturday's outcome. A Seahawks loss drops them to the No. 5 seed, potentially behind the Rams if Los Angeles beats Arizona. A 49ers loss sends them on the road, possibly facing a trip to Chicago or Philadelphia in the Wild Card round.

But beyond seeding math, this is about two franchises that genuinely don't like each other. The 49ers won 17-13 in Seattle back in Week 1. The Seahawks have been waiting for this rematch ever since. Pete Carroll's ghost lingers over everything Seattle does, and Mike Macdonald's first season has been about proving the Seahawks didn't need a rebuild—they needed a refresh.

Kickoff is Saturday, January 3rd at 8 PM ET on ABC and ESPN. Clear your schedule. This one matters.

Category: FOOTBALL
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Marcus Garrett

Marcus Garrett is a former semi-pro footballer turned sports analyst obsessed with tactical nuance. Based in Portland, he watches everything from MLS to Champions League with the same level of intensity. He believes the Premier League gets too much hype and isn't afraid to say it. When he's not breaking down formations, he's arguing with fans on Twitter about overrated wingers.